01 - 
                Set oven to 400°F and allow it to reach temperature.
              
              
              
                02 - 
                In a large bowl, mix black beans, corn, diced tomatoes with green chilies, and half of the shredded cheese until evenly blended.
              
              
              
                03 - 
                In a separate bowl, combine cornbread mix with milk, egg, chili powder, ground cumin, salt, and black pepper. Stir until just incorporated.
              
              
              
                04 - 
                Spread the bean and corn mixture evenly in the bottom of a 9x13 inch baking dish. Carefully pour the cornbread batter over the top, spreading gently to cover.
              
              
              
                05 - 
                Sprinkle the remaining shredded cheese evenly atop the cornbread batter.
              
              
              
                06 - 
                Place dish in the oven and bake for 30 minutes, or until cornbread is golden and a toothpick inserted in the center comes out clean.
              
              
              
                07 - 
                Remove from oven, let cool briefly before slicing. Garnish with fresh cilantro or green onions if desired.