Best Chocolate Chip Pumpkin Bread

Topic: Cozy & Comforting Fall Recipes

This loaf combines the rich flavors of pumpkin and warm spices like cinnamon, nutmeg, and cloves, creating a moist, tender crumb. Chocolate chips melt throughout, adding pockets of sweetness. Easy to prepare with pantry staples, it can be baked as a full or mini loaf. Variations include using pumpkin pie spice or adding pecans for texture. Ideal for fall desserts or snacks, it pairs well with cream cheese frosting or honey butter.

A woman wearing a chef's hat and apron.
By racha Racha
Last modified on Sun, 07 Sep 2025 10:59:55 GMT
A slice of pumpkin bread with chocolate chips. Bookmark
A slice of pumpkin bread with chocolate chips. | recipesbyracha.com

This chocolate chip pumpkin bread is incredibly moist and bursting with warming pumpkin spice flavors perfectly complemented by melted chocolate chips. It’s straightforward to prepare and makes a wonderful treat for fall or any time you crave something sweet and comforting.

I first tried making this loaf on a chilly autumn weekend and it quickly became a household favorite. My kids beg for it whenever pumpkin season rolls around and it has even converted the hardest critics of pumpkin desserts.

Ingredients

  • All purpose flour: Provides structure and the perfect bread crumb
  • Baking powder and baking soda: Act as leavening agents to give a light rise and tender crumb
  • Salt: Enhances all the other flavors and balances sweetness
  • Ground cinnamon: Adds warmth and classic pumpkin spice aroma
  • Ground cloves: Bring a deep slightly sweet pungency that shines more on the second day
  • Nutmeg: Offers a subtle nutty and sweet undertone fresh grated is best if you can find it
  • Vegetable oil: Keeps the bread moist and tender corn or canola oil work well and have neutral flavors
  • Eggs: Bind ingredients and contribute richness and rise
  • Sugar: Sweetens and helps tenderize the crumb
  • Pure vanilla extract: Rounds out flavor and enhances sweetness
  • Canned pumpkin puree: Provides moisture color and that unmistakable pumpkin flavor—look for pure pumpkin with no added spices or sugar
  • Semi sweet chocolate chips: Melt into pockets of gooey chocolate throughout the bread choose quality chips for best flavor and melt
  • Non stick cooking spray: To grease the loaf pan so the bread doesn’t stick

Instructions

Sift the Dry Ingredients:
Whisk together the flour baking powder baking soda salt cinnamon cloves and nutmeg. Sifting ensures there are no lumps and helps evenly distribute the spices and leavening throughout the flour.
Mix the Wet Ingredients:
In a large bowl beat the eggs with the sugar until combined. Stir in the oil and vanilla extract followed by the pumpkin puree. Mixing these thoroughly ensures a smooth batter.
Combine Wet and Dry Mixtures:
Gradually fold the dry ingredient mixture into the wet ingredients. Stir just until combined without overmixing which keeps the bread tender. A few streaks of flour are okay overworking makes the bread tough.
Add Chocolate Chips:
Fold in the chocolate chips evenly into the batter. They will melt during baking creating delicious pockets of chocolate in every bite.
Prepare the Pan and Pour Batter:
Grease a 9x5 inch loaf pan thoroughly with spray or butter to prevent sticking. Pour the batter into the pan smoothing the top gently for even baking.
Bake the Bread:
Place the loaf pan in a preheated oven at 350 degrees Fahrenheit. Bake for 50 to 60 minutes until a toothpick inserted into the center comes out clean or with only a few moist crumbs. If the top browns too quickly tent loosely with foil.
Cool and Remove from Pan:
Allow the bread to cool in the pan for 10 to 15 minutes. Then run a knife around the edges and gently invert it onto a wire rack to cool completely. Cooling helps set the crumb so it slices cleanly.
A slice of pumpkin bread with chocolate chips.
A slice of pumpkin bread with chocolate chips. | recipesbyracha.com

My favorite ingredient is the cloves. At first you notice the cinnamon and nutmeg but the cloves sneak in on day two giving the bread a richer and more complex flavor that has become a seasonal highlight for my family. This bread even turned my skeptical son into a pumpkin bread fan on the day he tried it warm from the oven with melting chocolate.

Storage Tips

Let the bread cool completely before storing to prevent sogginess. Wrap tightly in plastic wrap or foil then keep at room temperature for up to 3 days or refrigerate for up to a week. For longer storage slice and freeze pieces in airtight bags to enjoy single servings later. Thaw at room temperature or warm gently in the microwave.

Ingredient Substitutions

You can use 1 1 2 teaspoons of pumpkin pie spice as an easy replacement for cinnamon nutmeg and cloves combined. Try white chocolate chips instead of semi sweet for a sweeter creamier bite. Add 1 4 cup chopped pecans or walnuts for crunch and nuttiness. Fresh pumpkin puree works well instead of canned if you roast and mash pumpkin at home just be sure it is thick without extra water.

Serving Suggestions

This bread is delicious on its own or lightly toasted and spread with cream cheese frosting or cinnamon honey butter. It pairs beautifully with a hot cup of coffee chai tea or warm cider on crisp fall mornings. Slices also make an easy and satisfying grab and go breakfast.

A slice of pumpkin bread with chocolate chips.
A slice of pumpkin bread with chocolate chips. | recipesbyracha.com

This pumpkin bread is one of those comforting recipes that feels like a warm hug any time of day. Whether you make it for a holiday spread or a simple family snack it never fails to bring smiles and requests for seconds.

Common Questions About Recipes

→ What spices complement the pumpkin flavor best?

Cinnamon, nutmeg, and cloves are classic spices that enhance pumpkin's natural sweetness, offering warm, aromatic notes.

→ Can I substitute pumpkin pie spice for individual spices?

Yes, pumpkin pie spice combines cinnamon, nutmeg, cloves, and ginger, making it a convenient alternative without altering the flavor significantly.

→ How do I know when the loaf is fully baked?

Insert a toothpick in the center; it should come out clean or with a few moist crumbs, but no wet batter.

→ Are there additions to enhance texture or flavor?

Chopped pecans add crunch, while white chocolate chips provide a different sweetness profile. Both work well.

→ Can I make mini loaves instead of a full loaf?

Yes, mini loaves bake faster (around 35 minutes). Fill pans two-thirds full and check doneness frequently to avoid overbaking.

Chocolate Chip Pumpkin Bread

Moist pumpkin loaf filled with melted chocolate chips and warm autumn spices for a comforting treat.

Prep Time
15 minutes
Cooking Time
55 minutes
Total Time
70 minutes
By racha: Racha

Recipe Category: Fall Recipes

Skill Level: Great for Beginners

Culinary Style: American

Makes: 10 Servings (One 9x5-inch loaf)

Diet Preferences: Vegetarian-Friendly, No Dairy

What You'll Need

→ Dry Ingredients

01 2 cups all-purpose flour
02 1 teaspoon baking powder
03 1/2 teaspoon baking soda
04 1/2 teaspoon salt
05 1 teaspoon ground cinnamon
06 1/4 teaspoon ground cloves
07 1/4 teaspoon ground nutmeg

→ Wet Ingredients

08 1/2 cup vegetable oil (corn, canola, or neutral oil)
09 2 large eggs
10 1 1/2 cups canned pumpkin puree
11 1 teaspoon vanilla extract

→ Sweeteners

12 1 1/2 cups granulated sugar

→ Add-ins

13 1 cup semisweet chocolate chips

→ Preparation Aids

14 Non-stick cooking spray for loaf pan

Steps to Follow

Step 01

Preheat the oven to 350°F (175°C). Lightly grease a 9x5-inch loaf pan with non-stick spray.

Step 02

In a medium bowl, whisk together flour, baking powder, baking soda, salt, cinnamon, cloves, and nutmeg until evenly blended.

Step 03

In a large bowl, beat the eggs with sugar and oil until smooth. Stir in the pumpkin puree and vanilla extract until fully incorporated.

Step 04

Gradually add the dry ingredients to the wet mixture, folding gently until just combined. Avoid overmixing to ensure a tender crumb.

Step 05

Fold in the semisweet chocolate chips evenly into the batter.

Step 06

Pour the batter into the prepared loaf pan and bake for 50 to 60 minutes. Check doneness by inserting a toothpick into the center; it should come out clean or with a few moist crumbs.

Step 07

Allow the bread to cool in the pan for 15 minutes before transferring to a wire rack to cool completely. Slice and enjoy.

Additional Tips

  1. For mini loaves, fill pans two-thirds full and bake for 35 minutes; test doneness with a toothpick and adjust time as needed.

Must-Have Gear

  • 9x5-inch loaf pan
  • Mixing bowls
  • Whisk
  • Measuring cups and spoons
  • Toothpick or cake tester

Potential Allergy Info

Check product labels for allergens and consult your healthcare provider if unsure.
  • Contains eggs and gluten. May contain traces of soy in chocolate chips.

Nutritional Details (Per Portion)

Nutritional info is provided for guidance and isn’t a substitute for professional health advice.
  • Calories: 280
  • Fat: 9 g
  • Carbohydrates: 44 g
  • Protein Content: 3 g