Moist Pumpkin Cream Cheese Muffins

Topic: Cozy & Comforting Fall Recipes

These pumpkin muffins feature a luscious cream cheese filling that stays silky and smooth, complemented by a crunchy streusel topping with pecans and cinnamon. The batter is spiced with nutmeg, cloves, and ginger for a warm autumn flavor. With moist crumb and balanced sweetness, they are ideal for breakfast or any snack time. The careful layering ensures the filling doesn’t bubble up, while the crumb adds texture and extra sweetness.

A woman wearing a chef's hat and apron.
By racha Racha
Last modified on Sun, 07 Sep 2025 15:52:58 GMT
Pumpkin Cream Cheese Muffins. Bookmark
Pumpkin Cream Cheese Muffins. | recipesbyracha.com

These Pumpkin Cream Cheese Muffins are the ultimate comfort treat when you want something moist and tender with an irresistible creamy center. The pumpkinspiced batter paired with a cheesecakelike filling and a crunchy crumb topping creates a perfect balance of flavors and textures. They are great for breakfast, snack time, or even dessert.

I first made these muffins on a crisp fall weekend and ended up baking three batches in a row because everyone kept asking for more. They’ve become my goto recipe for holiday breakfasts and gatherings.

Ingredients

  • Cream cheese block: fullfat softened to room temperature ensures the filling is rich and creamy
  • Powdered sugar: smooths out the filling without graininess
  • Vanilla extract: adds a gentle sweetness and depth
  • Raw pecan halves: for the crumb topping give a nice nutty crunch toasting them lightly before pulsing enhances flavor
  • Flour: provides structure to both the muffins and crumb topping for best results use fresh allpurpose flour stored in a cool place
  • Brown and granulated sugar: create a sweet and slightly caramelized finish to the topping
  • Ground cinnamon: infuses the topping with warm spice notes
  • Cold butter: cubed makes the crumb topping flaky and crunchy once baked
  • Eggs: bind the batter while adding moisture and richness
  • Granulated sugar: sweetens the pumpkin batter evenly
  • Pure pumpkin puree: essential for moistness and natural pumpkin flavor avoid pumpkin pie filling which contains added spices and sugars
  • Vegetable oil: keeps the muffins tender and moist without overwhelming the pumpkin flavor
  • Baking soda and baking powder: help the muffins rise just right
  • Pumpkin spice blend: a blend of cinnamon, cloves, nutmeg, and ginger bring classic pumpkin spice warmth and aroma
  • Coarse raw turbinado sugar and extra cinnamon: for optional garnish add a pretty sparkle and added spice on top

Instructions

Portion batter:
Spoon one and one half tablespoons of the pumpkin batter into the bottom of each muffin liner and spread it out evenly.
Add filling:
Add a scoop of the cream cheese filling on top of the batter in each cup making sure it is slightly stiff but scoopable.
Cover filling:
Cover the cream cheese layer with the remaining pumpkin batter evenly distributed.
Top with crumb:
Sprinkle a heaping tablespoon of the crumb topping on each muffin and gently press it into the batter so it sticks while baking.
Bake:
Bake the muffins at 350 degrees Fahrenheit for 20 to 22 minutes until a toothpick inserted into the top layer comes out clean.
Cool:
Cool the muffins for 5 minutes in the pans then transfer them to a wire rack to cool completely before serving.
A close up of a cupcake with a white frosting and a brown topping.
A close up of a cupcake with a white frosting and a brown topping. | recipesbyracha.com

I love the pecan crumb topping because it adds just the right amount of crunch that contrasts with the silky filling. My kids always get the biggest smile on their faces when these muffins come out of the oven warm with the crumb topping just right.

Storage Tips

Store leftover muffins in an airtight container at room temperature for up to three days. If you want to keep them longer they freeze beautifully for up to three months. Thaw at room temperature or microwave for quick reheating. Avoid storing cream cheesefilled baked goods in the fridge as it can dry out the muffins over time.

Ingredient Substitutions

You can substitute the pecans in the streusel topping with walnuts or almonds if preferred. For a dairyfree option use vegan cream cheese and plantbased butter to maintain the creamy texture and crumb topping integrity. If you do not have canned pumpkin puree roasted pureed fresh pumpkin will work but make sure to strain excess moisture before measuring.

Serving Suggestions

Enjoy these muffins warm or at room temperature. They pair wonderfully with a cup of coffee or tea perfect for a cozy autumn morning. A dollop of whipped cream or a light drizzle of maple syrup intensifies the decadent cream cheese layer for a special treat.

A close up of a cupcake with a brown topping.
A close up of a cupcake with a brown topping. | recipesbyracha.com

These muffins are perfect for make ahead breakfasts and holiday gatherings. Enjoy them warm or at room temperature.

Common Questions About Recipes

→ How do I keep the cream cheese filling smooth?

Whisk the cream cheese, powdered sugar, and vanilla until smooth and slightly stiff before freezing to prevent bubbling during baking.

→ Can I substitute the pecans in the crumb topping?

Yes, walnuts or almonds make great alternatives that add similar crunch and flavor to the streusel.

→ What spices enhance the pumpkin flavor in these muffins?

Ground cinnamon, nutmeg, cloves, and ginger combine to create the warm, classic pumpkin spice profile.

→ How do I prevent the topping from falling off after baking?

Gently pat the streusel topping into the batter before baking to help it adhere firmly during cooking.

→ Can these muffins be frozen for later?

Yes, freeze fully cooled muffins in an airtight container. Thaw at room temperature or warm briefly before serving.

Pumpkin Cream Cheese Muffins

Moist pumpkin muffins with creamy filling and spiced crumb topping, perfect for breakfast or dessert.

Prep Time
45 minutes
Cooking Time
22 minutes
Total Time
67 minutes
By racha: Racha

Recipe Category: Fall Recipes

Skill Level: Moderately Tricky

Culinary Style: American

Makes: 22 Servings (22 muffins)

Diet Preferences: Vegetarian-Friendly

What You'll Need

→ Cream Cheese Filling

01 340 g full-fat block cream cheese, softened at room temperature
02 120 g powdered sugar
03 5 mL vanilla extract

→ Streusel Crumb Topping

04 65 g raw pecan halves
05 60 g all-purpose flour
06 55 g packed brown sugar
07 50 g granulated sugar
08 1.25 mL ground cinnamon
09 85 g cold butter, cubed (salted or unsalted)

→ Wet Ingredients

10 3 large eggs
11 400 g granulated sugar
12 425 g (1 can) pure pumpkin puree
13 120 mL vegetable oil

→ Dry Ingredients

14 312 g all-purpose flour
15 7.5 mL baking soda
16 7.5 mL baking powder
17 1.25 mL salt
18 1.25 mL ground cinnamon
19 1.25 mL ground cloves
20 1.25 mL ground nutmeg
21 2.5 mL ground ginger

→ Garnish (Optional)

22 Coarse raw turbinado cane sugar
23 Ground cinnamon

Steps to Follow

Step 01

Combine softened cream cheese, powdered sugar, and vanilla extract in a medium bowl. Whisk vigorously by hand or with a handheld mixer until smooth. Freeze until slightly stiff but still pliable for later use.

Step 02

Pulse pecans in a food processor three times. Add flour, brown sugar, granulated sugar, and cinnamon, pulsing a few times to mix. Sprinkle cold cubed butter on top and pulse until mixture resembles small pebbles, ensuring any large butter pieces are rubbed in manually. Chill in freezer.

Step 03

Preheat oven to 175°C (350°F). Line two muffin tins with 22 paper liners and lightly spray with nonstick cooking spray. Set aside.

Step 04

In a large bowl, whisk eggs gently. Add granulated sugar, pumpkin puree, and vegetable oil; mix until combined.

Step 05

In a separate bowl, sift together all-purpose flour, baking powder, baking soda, salt, cinnamon, cloves, nutmeg, and ginger.

Step 06

Fold dry ingredients into wet ingredients until just combined. Avoid overmixing to maintain batter lightness.

Step 07

Spoon 22 mL (1½ tablespoons) of batter into each liner, spreading evenly. Add 15 mL (1 tablespoon) cream cheese filling atop batter. Cover cream cheese layer evenly with remaining batter. Divide streusel topping equally over muffins (approximately 15 mL each) and gently pat to adhere.

Step 08

Bake at 175°C (350°F) for 20–22 minutes, or until a toothpick inserted into the top batter comes out clean. Baking time varies with cream cheese filling temperature; chilled filling requires less baking time.

Step 09

Allow muffins to cool in tins for 5 minutes, then transfer to a wire rack. Optionally, sprinkle with ground cinnamon and coarse cane sugar. Serve warm or at room temperature. For warm muffins, microwave briefly before serving.

Additional Tips

  1. Chilling the cream cheese filling helps maintain its texture and prevents bubbling during baking.

Must-Have Gear

  • Mixer or whisk
  • Food processor
  • Muffin tins
  • Paper muffin liners

Potential Allergy Info

Check product labels for allergens and consult your healthcare provider if unsure.
  • Contains dairy, eggs, nuts, and gluten

Nutritional Details (Per Portion)

Nutritional info is provided for guidance and isn’t a substitute for professional health advice.
  • Calories: 320.5
  • Fat: 14.2 g
  • Carbohydrates: 45.3 g
  • Protein Content: 5.1 g